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The Challenge Circle Limited · Legal

Privacy Policy

We are committed to protecting your privacy and handling your data transparently. This policy tells you exactly what we collect, why, and your rights over it — in plain language.

Effective: 10 February 2026 ✓ NDPR Compliant Jurisdiction: Nigeria thecircle.ng
01 — Introduction

About This Policy

THE CHALLENGE CIRCLE LIMITED ("Company," "we," "us," or "our") operates the website https://thecircle.ng (the "Site"). This Privacy Policy informs you of our policies regarding the collection, use, and disclosure of personal data when you use our Site, and the choices you have associated with that data.

We are committed to protecting your privacy and handling your data in an open and transparent manner. This policy complies with the Nigeria Data Protection Regulation (NDPR) and reflects international best practices.

Questions? Contact us at any time via challengecirclecore@gmail.com or through our website. We respond within one month of any request.
02 — Information We Collect

What We Collect

We collect several types of information from and about users of our Site.

Personal Data You Provide to Us

While using our Site, we ask you to provide personally identifiable information when you create an account, make a purchase, or join our community:

Category Data Collected When Provided
Identity & Contact Full name, email address, phone number (including WhatsApp), Telegram ID, physical address, profile picture Account registration
Membership Information What you hope to learn, your current profession or occupation, reasons for joining Joining our community
Cookies & Usage Data Pages visited, session duration, preferences, login state Automatically via browser
Analytics Data Anonymous visitor counts, popular pages, referral sources (via Google Analytics) Automatically on Site visit
Payment Confirmation Transaction reference, payment status. No card details stored. On purchase
We never store financial information such as credit card details. All payments are processed directly and securely by Paystack and Flutterwave. We receive only confirmation of successful transactions.

Cookies

Our Site uses cookies to keep you logged in, remember your preferences, identify popular pages, and improve functionality. You may instruct your browser to refuse all cookies, but some portions of our Site may not function correctly without them.

03 — Use of Information

How We Use Your Information

Every piece of data we hold has a specific, legitimate purpose:

  • To provide and maintain our service — Creating and managing your membership account, verifying your identity, and granting access to exclusive Telegram and WhatsApp community groups.
  • To facilitate community networking — Connecting you with other members based on shared interests or goals, and enabling communication within our community platforms.
  • To communicate with you — Sending important updates, announcements, and administrative information; responding to enquiries; and providing customer support.
  • To improve our Site and services — Analysing how users interact with our Site via Google Analytics, understanding member demographics, and developing new features based on member feedback.
  • To process transactions — Managing membership subscriptions and processing product purchases facilitated by Paystack and Flutterwave.
  • To protect our legal interests — Detecting, preventing, and addressing fraudulent or unauthorised access, and enforcing our Terms & Conditions.
05 — Third Parties

Third-Party Service Providers

We employ third-party companies to facilitate our Site and provide services on our behalf. These parties have access to your data only to perform their specific tasks and are obligated not to disclose or use it for any other purpose.

💳 Paystack
Payment transaction processing
View Privacy Policy →
💳 Flutterwave
Payment transaction processing
View Privacy Policy →
📊 Google Analytics
Anonymous website traffic analysis
View Privacy Policy →
06 — Community Platforms

Telegram & WhatsApp Groups

Community interaction within Challenge Circle takes place on Telegram and WhatsApp — third-party platforms. While we maintain strict admin policies to govern conduct and access within these groups, please be aware that:

  • Your activities on these platforms are also subject to their own Terms of Service and Privacy Policies.
  • We encourage you to review the privacy settings and policies of Telegram and WhatsApp to understand how each handles your information.
  • We do not control the data practices of Telegram or WhatsApp beyond our own administrative actions within the groups we manage.
07 — Security

Data Security

The security of your data is important to us. We have implemented appropriate technical and organisational measures to protect your personal information against accidental or unlawful destruction, loss, alteration, unauthorised disclosure, or access.

  • SSL Encryption — All data transmitted between your browser and our Site is encrypted using Secure Sockets Layer (SSL) technology.
  • Strict Access Controls — Administrative policies govern who has access to member data and community platforms.
  • Limited Data Retention — We only retain your data for as long as necessary to fulfil the purposes outlined in this policy.
No method of transmission over the internet or electronic storage is 100% secure. While we use commercially acceptable means to protect your data, we cannot guarantee its absolute security. If you believe your account has been compromised, contact us immediately.
08 — Your Rights

Your Data Protection Rights

Under the Nigeria Data Protection Regulation (NDPR), you have the following rights concerning your personal data:

👁️
Right to Access
Request copies of the personal data we hold about you.
✏️
Right to Rectification
Request corrections to inaccurate or incomplete data. You can also update many details directly in your account settings.
🗑️
Right to Erasure
Request that we delete your personal data, under certain conditions ("right to be forgotten").
⏸️
Right to Restrict Processing
Request that we limit processing of your data under certain conditions.
🚫
Right to Object
Object to our processing of your personal data under certain conditions.
📦
Right to Data Portability
Request that we transfer your data to another organisation or directly to you, under certain conditions.
To exercise any right, contact us using the details in the Contact section below. We respond within one month. We may ask you to verify your identity before processing a request.
09 — Children

Children's Privacy

Our Site is not directed to anyone under the age of 18. We do not knowingly collect personally identifiable information from minors.

If you are a parent or guardian and believe your child has provided us with personal data, please contact us immediately. If we discover we have collected such data without verified parental consent, we will take steps to remove it from our servers promptly.

10 — International Transfers

International Data Transfers

Your information, including personal data, may be transferred to and processed on servers located outside Nigeria. Our third-party service providers — including Google Analytics, Paystack, and Flutterwave — may store and process data in countries other than Nigeria.

By using our Site and submitting personal information, you consent to such transfers. We ensure that any international transfers are subject to appropriate safeguards in accordance with the NDPR.

11 — Refund Policy

Refund Policy

Challenge Circle provides primarily digital services including memberships, trainings, webinars, seminars, and access to online platforms.

⚠️ All Sales Are Final

All payments made to Challenge Circle through bank transfer, Paystack, Flutterwave, card payment, Selfany Store, or any other approved channel are final and non-refundable. Once payment is made, no refund, reversal, or cash return will be issued.

Exceptions are made only for:

  • Duplicate / duplicate transaction identified
  • Product or service not received after confirmed payment

For payment issues such as failed transactions or double payments, contact us through official channels for support and verification. By making payment, you agree to this Refund Policy.

12 — Changes

Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date at the top.

We advise reviewing this policy periodically. Changes are effective when posted. For material changes, we may provide more prominent notice such as an email notification.

13 — Contact

Contact Us

If you have any questions about this Privacy Policy, or wish to exercise any of your data protection rights, please reach out through any of the channels below. We have one month to respond to your request.

THE CHALLENGE CIRCLE LIMITED
Website
Postal Address
THE CHALLENGE CIRCLE LIMITED
Abuja, Nigeria
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